FAQ

What do I need to qualify?

• You must have a checking account or savings account in your name.
• You must be employed full time.
• You must be able to be contacted via telephone at work.
• You must be 18 years or older.
• Your monthly net income (take home pay after taxes) must be at least $800.00 monthly.

What if I have bad credit or no credit?

Payday loan lenders will often extend loans even if you have bad credit, slow credit or no credit.

Do I need access to a fax machine?

In most cases, NO! Many of our lenders are 100% faxless. However if you are required to fax, you may need the following:

• Complete copy of your most recent bank statement, not more than 60 days old, for your direct earnings deposit account.
• Copy of your latest pay stub.
• Copy of a blank, voided check. Starter checks are not accepted.
• Copy of your State Identification or Military Identification or Drivers License.
• Completed and signed application.

How long until I get the money?

Lenders deposit monies into your bank account on the next bank business day provided that your application is received before 3:00 PM Eastern Standard Time. Otherwise, monies are deposited in two bank business days. (Deposits are not made on holidays or weekends.)